Application review process

Application review process

Application review process

Starting your journey with us

Getting started with LHV Bank is simple. Download the LHV app from the Apple App Store or Google Play Store, then follow the quick and easy steps. Here’s what you’ll need:

  • Personal details: Enter a few basic details about yourself.

  • Photo ID: Upload a valid government-issued ID.

  • Video selfie: Complete a short video to verify your identity.

Once you’ve submitted your application, our team will review it. This process can take up to 5 business days, but we’ll keep you informed. When your account is approved, we’ll send you a welcome email and notification so you can start banking straight away.

Who can apply?

To open a personal current account with us, you’ll need to meet the following criteria:


  • Be a permanent UK resident.

  • Be 18 years old or over.

    At LHV Bank, we’re all about making banking effortless and empowering, giving you more time to focus on your goals. Download the app today and take the first step towards better banking.

If we couldn’t offer you a current account

If we couldn’t offer you a current account, it’s because you didn’t meet our eligibility criteria.

We assess applications using the information you provide, alongside data from credit reference agencies and fraud prevention services. While we’re unable to share the exact reason your application was declined, you may find it helpful to check what information these services hold about you.

For tips on managing your money, the MoneyHelper website could also be a useful resource.

LHV Bank Limited (13180211) is registered in England and Wales at 1 Angel Court, London, United Kingdom, EC2R 7HJ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under FRN 993767. LHV Bank Limited lending products are not included within the scope of this regulation. For more information, please see the Financial Services Register.

LHV Bank Limited (13180211) is registered in England and Wales at 1 Angel Court, London, United Kingdom, EC2R 7HJ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under FRN 993767. LHV Bank Limited lending products are not included within the scope of this regulation. For more information, please see the Financial Services Register.

LHV Bank Limited (13180211) is registered in England and Wales at 1 Angel Court, London, United Kingdom, EC2R 7HJ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under FRN 993767. LHV Bank Limited lending products are not included within the scope of this regulation. For more information, please see the Financial Services Register.