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Current Account

Earn 3.75% AER* / 3.69% Gross on every penny of Current Account balances up to £1,000,000. →

Savings

Earn up to 5.00% AER* / 5.00% Gross. Grow your money with LHV Fixed Rate Bond and Easy Access savings accounts. →

Earn up to 4.50% AER* / 4.60% Gross. Grow your money with LHV Fixed Rate Bond savings accounts.

Your eligible deposits with LHV Bank are protected up to £120,000 by the Financial Services Compensation Scheme.

* AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. Age 18+, sole accounts only, T&Cs apply.

Why choose LHV?

A current account that earns you interest

A range of savings products to choose from

Virtual and physical debit cards in a range of designs

Secure Deposits. Personal savings are protected under the FSCS*

* Financial Services Compensation Scheme

Joining is simple

Step 1

Download the LHV Bank App from the Apple App Store or Google Play Store.

Step 2

Enter your personal contact and background details.

Step 3

Upload a valid government-issued photo identification document.

Step 4

Complete a short video selfie inside the app to verify your identity.

Once you've submitted your application, our team will review it.

This process can take up to 5 business days, but we'll keep you informed.

Why choose LHV?

Scroll to explore

A current account that earns you interest

A range of savings products to choose from

Virtual and physical debit cards in a range of designs

Secure Deposits. Personal savings are protected under the FSCS*

* Financial Services Compensation Scheme

Joining is simple

Step 1

Download the LHV Bank App from the Apple App Store or Google Play Store.

Step 2

Enter your personal contact and background details.

Step 3

Upload a valid government-issued photo identification document.

Step 4

Complete a short video selfie inside the app to verify your identity.

Once you've submitted your application, our team will review it.

This process can take up to 5 business days, but we'll keep you informed.

Download the LHV Bank App

Search LHV Bank on the App Store or Google Play Store.
Install to apply.

Read our FAQs to find out more

How do I open an account?

Do I need an LHV current account to open a savings account?

How often is interest paid into my Current Account and where is it paid to?

Can the interest rate on my Current Account change?

You're in safe hands

Your eligible deposits with LHV Bank are protected up to £120,000 by the Financial Services Compensation Scheme.

FSCS Information

2026

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LHV Bank Limited (13180211) is registered in England and Wales at 1 Angel Court, London, United Kingdom, EC2R 7HJ, authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under FRN 993767. LHV Bank Limited lending products are not included within the scope of this regulation. For more information, please see the Financial Services Register.