Always earning. Always yours.
App-based Current Account.
AER*
on balances
up to £1,000,000
With LHV Bank, your Current Account doesn’t just sit there, it works for you, making your money grow from day one.
Why Choose an LHV Bank Current Account?
Competitive Interest Rate
Earn up to 4.00% AER on your balance, so your money works harder for you.
Innovative & Easy Banking
Fully app-based account with intuitive features for effortless money management.
Secure
Eligible deposits safeguarded up to £85,000 by the Financial Services Compensation Scheme.
Transparent
No hidden fees, clear terms, and straightforward banking you can trust.
Our Current Account interest rate is variable and tracks the Bank of England base rate.
This means we currently pay 4.00% AER / 3.93% gross on Current Account balances up to £1,000,000.
* AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. Interest is paid monthly. Age 18+, sole accounts only, T&Cs apply.
Your eligible deposits with LHV Bank are protected up to £85,000 by the Financial Services Compensation Scheme.