Fixed Rate Bonds

A fixed rate of interest on your savings.

Earn up to

4.50%

4.50%

4.50%

AER*

4.60%

4.60%

4.60%

Gross

on balances up to £1,000,000

Key information

Opening an account

To open a Fixed Rate Bond, you’ll need an LHV current account.
When you join LHV, you'll open a current account. It’s quick to set up, and you can use it simply to manage your savings, or make use of extra features if you want to.
Debit cards are optional, so you only use what works for you.
Individual accounts only. Joint accounts aren’t allowed.

Fixed rate of interest

Select the term that suits you best and let your interest grow.

With a fixed rate for your entire term, you can save and plan confidently for the future.

No top ups

Deposit any amount between £1,000 and £1,000,000.

You can't add more money to a Fixed Rate Bond after it is opened, but you can open more bonds if you have additional funds you'd like to deposit.

No withdrawals

Once your money is locked into a Fixed Rate Bond, it’s secured for the full term, so you won’t be able to access your funds until the maturity date.

* AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. Interest is paid on maturity.

Your eligible deposits with LHV Bank are protected up to £120,000 by the Financial Services Compensation Scheme.

LHV mobile app Save tab

Download the LHV Bank App

Search LHV Bank on the App Store or Google Play Store.
Install to apply.

Download the LHV Bank App

Search LHV Bank on the App Store or Google Play Store to match your device. Install to apply.

Download the LHV Bank App

Search LHV Bank on the App Store or Google Play Store to match your device. Install to apply.

LHV Bank Limited (13180211) is registered in England and Wales at 1 Angel Court, London, United Kingdom, EC2R 7HJ, authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under FRN 993767. LHV Bank Limited lending products are not included within the scope of this regulation. For more information, please see the Financial Services Register.

LHV Bank Limited (13180211) is registered in England and Wales at 1 Angel Court, London, United Kingdom, EC2R 7HJ, authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under FRN 993767. LHV Bank Limited lending products are not included within the scope of this regulation. For more information, please see the Financial Services Register.

LHV Bank Limited (13180211) is registered in England and Wales at 1 Angel Court, London, United Kingdom, EC2R 7HJ, authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under FRN 993767. LHV Bank Limited lending products are not included within the scope of this regulation. For more information, please see the Financial Services Register.